Mortgage Loan Rates

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National Fixed Mortgage Rates

		National Average				National High				National Low

Loan Type		Base Rate	APY	Points		Base Rate	APY	Points		Base Rate	APY	Points

40-yr. fixed		7.375	7.589	2.375		7.375	7.600	2.500		7.375	7.600	2.500		Calculate New Payment No SSN Required

30-yr. fixed jumbo		7.750	8.125	2.250		10.125	10.125	0.000		5.500	5.625	1.625

30-yr. fixed		6.000	6.032	0.000		8.000	8.280	2.000		5.250	5.625	2.500

15-yr. fixed jumbo		7.500	7.625	0.250		9.375	9.375	0.125		5.250	5.625	2.125

15-yr. fixed		5.750	5.875	1.000		8.000	8.825	4.125		4.750	5.125	2.000

National Adjustable Mortgage Rates

		National Average				National High				National Low

Loan Type		Base Rate	APY	Points		Base Rate	APY	Points		Base Rate	APY	Points

10/1 ARM		7.750	7.172	2.250		8.000	7.346	2.125		5.750	5.728	2.000		Calculate New Payment No SSN Required

1-yr. LIBOR ARM		6.000	5.321	2.000		6.125	5.332	2.000		5.250	5.229	1.750

7/1 ARM		6.125	6.125	0.000		8.000	6.861	2.000		4.875	5.500	2.000

5/1 ARM		5.750	5.750	0.000		8.000	5.375	0.000		4.625	5.500	2.000

3/1 ARM		5.875	5.338	0.000		8.125	6.500	0.125		4.750	5.750	1.625

1-yr. ARM		6.625	4.000	0.000		9.750	6.000	0.000		3.625	5.000	0.000

Mortgage Rates at 5.5%*

$150,000 loan for under $609/month
$225,000 loan for under $914/month
$410,000 loan for under $1,666/month

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Last Updated: November 21, 2008